Jam Join the beta

Spending and net worth for iPhone · made in Malaysia

Track every ringgit without typing it in.

Jam logs your Apple Pay taps and bank alerts by itself, reads receipts on your phone, and keeps your bank accounts, e-wallets, cards, stocks, ASNB and EPF in one place.

Join the beta See how it works

Free TestFlight beta in early 2027. No bank login needed.

November

Sun 8 Nov
Spent this month RM1,284.30
Logged without typing41 of 46
Nasi lemak ayamApple PayFood
RM12.50
Grab to KLCCBank alertTransport
RM18.00
Kopitiam lunchReceiptYour half of RM31.60
RM15.80
Phone planRecurringBills
RM58.00
SalaryTypedIncome
+RM4,500.00
Wantan meeApple PayFood
RM11.00
Jaya GrocerApple PayGroceries
RM87.35
PharmacyBank alertHealth
RM32.50

See it work

Real screens from the app.

Nothing here is a mock-up. These are the app's own screens, with a demo account.

Auto log, Logged tab: this week's Apple Pay payments, each with shop, amount and card Auto log, To review tab: two bank alerts with Skip and Log buttons Home: RM22.60 left for food today, two payments to review, and today's payments A kopitiam lunch of RM25.19 split by item with Aina; your share is RM4.90 The Lunch kaki group: RM129.89 owed to you by Aina and Wei Jie November plan: RM1,745.71 left to spend with each budget's progress A Tokyo trip with its own RM3,400 budget split into food, shopping, transport and fun Accounts: net worth of RM83,064 with a six-month chart and the next card bill A stocks account worth RM22,125 with holdings and gains since bought Apple shares: 8 units worth RM11,115, a 77.9% gain on what was paid

What it does

Logging a payment should take no effort at all.

Most people give up on tracking in the second week, because typing every payment in is a chore. So Jam does the typing.

Logs itself

Pay with Apple Pay and the payment is saved, shop and all. Bank and e-wallet alerts wait in a list for you to check. Double-tap the back of your phone to log a payment screenshot.

Logged at Grab
RM18.00 · Transport
Logged at 99 Speedmart
RM23.40 · Groceries

Reads receipts on your phone

Scan a receipt and the total, shop, date and every item fill in, Chinese names included. Service charge and SST are worked out for you. Nothing is uploaded.

2 × Hainan kopi8.40
Char siew rice13.20
Service 10% · SST 6%3.59
Adds up to the total25.19

Splits the bill by item

Tap who had what, and charges follow each person's share. Send each friend a statement with your bank details and a QR, then mark it paid when the money lands.

Char siew riceAina
2 × Hainan kopiYouAina
Aina owes youRM20.29

Budgets that see what's coming

Netflix and your phone bill count in this month's budget before they're charged, drawn lighter, so "RM120 left" really means RM120.

Fun this monthRM120.00 left
Spent RM208.00RM72.00 coming up

Cards and bills, on time

Each credit card keeps its statement and due date. You get a reminder before a bill or card payment is due, and see which budget each one comes out of.

Credit card · due 25 NovRM842.60
Electricity · due 28 NovRM136.20
Reminder 2 days beforeOn

Trips, in any currency

Give a trip its own budget and dates. Pay in yen or baht and see it in ringgit, with the trip's total kept apart from your everyday budgets.

Tokyo · 12–19 DecRM3,400.00 budget
Ramen, Shinjuku¥1,350 · RM40.10
Spent so farRM1,862.40

Everything you own

All your money, in one number.

Your salary account, e-wallets, credit cards, stocks, ASNB and EPF usually live in six different apps. Here they add up to one net worth, and stock prices update by themselves.

  • Buy and sell shares with what you paid, so you see your real gain
  • Accounts in other currencies count at today's rate
  • Money friends owe you is counted too
Net worth
RM71,169.84
Bank accounts
SavingsRM12,480.00
Salary accountRM3,215.40
E-walletRM186.20
Investments
StocksUS and Bursa · ▲ 14.1% since boughtRM14,890.55
ASNBRM9,800.00
EPFRM31,420.00
Owed
Credit cardDue 25 Nov−RM842.60
Aina owes youRM20.29

Your money stays yours

No bank login. No upload. No ads.

  • It never asks for your bank passwordPayments come from your own Apple Pay taps, alerts and screenshots, on your phone.
  • Receipts are read on the phoneText and items are found by the iPhone itself. The photo never goes to a server.
  • Your backup, in your iCloudExport everything as one file whenever you like, and take it with you.

Beta sign-up · 1 minute

Help shape it, and get in first.

We're choosing what to finish before launch. Tell us how you track money today and what you'd use most. The first 300 people get the TestFlight beta and a year of everything free.

How do you keep track of spending now?
How do you usually pay?Pick all that apply. It tells us what to log first.
What would you use most?Pick up to three.
Which phone do you use?
If it does what you need, what feels fair?
Optional, but it's the answer we read most closely.
We email you once when the beta opens, and once at launch. Nothing else, and never shared.

Questions

When can I use it?

A TestFlight beta opens in early 2027 for people on the list, then the App Store launch follows. We'll email you for each, and that's all.

Do I have to connect my bank?

No. It never asks for a bank login. Payments come from your Apple Pay taps, bank and e-wallet alerts, receipts and screenshots, all handled on your phone.

Which payments does it log by itself?

Apple Pay taps are logged straight away. Bank and e-wallet alerts are read and wait for you to check. For anything else, like a QR payment, double-tap the back of your phone on the receipt screen to log it from a screenshot.

Can it track my investments?

Yes. Add stocks with what you paid and prices update by themselves. ASNB, EPF and other savings are accounts you update when the balance changes. They all count in your net worth.

Is there an Android version?

Not yet. Logging payments by itself leans on iPhone features like Shortcuts and Apple Pay. If you're on Android, sign up anyway and tell us: enough interest decides whether we build it.

Will it cost money?

Tracking will be free. We're still deciding on a paid plan for the extras, which is why the sign-up asks what feels fair. Everyone in the beta gets a year of everything free.